Life has its fair share of wonders. Your family, your friends, and your home make up just part of the expansive moments and experiences life brings. So when it comes to life insurance, you want to make sure you have the right policy to fit your needs—both now and in the future.
If you’re considering a 1035 exchange, the experts at 1035 Exchange Advisors can help you. There’s no more need to worry about the consequences of transferring your life insurance policy once you talk to us.
Unlike other insurance advisors who cover a broad spectrum of services, we focus solely on 1035 exchanges. This exchange grants you the ability to replace your current life insurance policy with a new policy suited to your changing needs.
Need to account for a long-term care rider in your policy? How about upgrade to a more capable insurance provider? 1035 Exchange Advisors can talk to you and walk you through the process of life insurance replacement. We’ll determine whether or not a 1035 exchange will work in your favor and what to expect if you follow through on the exchange.
Because this step brings a permanent change to your life insurance, you can spend all the time necessary with us to cover all the particulars and potential consequences.
As soon as you enlist our aid, you’ll partner with advisors who specialize in the 1035 exchange for life insurance policies. You’ll work with a team whose senior principal has over three decades of experience. And you’ll leave with a more confident understanding of your life insurance.
To learn more about how we can help, visit our About Us page or call (855) 264-2036.
A different agent proposed the 1035 Exchange. I understood the concept, but was not completely comfortable. I asked 1035 Exchange Advisors to take a second look. My wife and I quickly realized we could trust Eric and staff. Their process, oversight and knowledge gave me the confidence to do the exchange.
I was able to include a Long Term Care Rider and still reduce my premiums. The other agents I spoke to never told me about this rider.
My wife and I did the exchange with Eric several years ago. His personal service did not stop after implementation of the new policy. Rather, we get together a few times each year to review and answer new questions that come up. He has become more than an insurance expert, he is a trusted advisor.
Several 1035 Exchange proposals had been made to me over the years, but I never had the confidence to pull the trigger. Now I clearly understand the pluses and minuses. We (our trust) ended up consolidating several policies into one and making my life much easier.
I would highly recommend Eric for financial and insurance matters!
I was referred to Eric after having had a series of disappointing experiences with other agents. My disappointment in other agents stemmed from what I perceived, specifically in the life area, as inadequate knowledge of the products and complexity thereof, that they recommended. Eric immediately struck me as a person with deep knowledge of insurance from a career dedicated to that industry. He took the time to understand my needs and recommended 1035 exchange life insurance as a potential solution for my life insurance needs. It also served my Long Term Care needs at the same time. What’s more is after the sale, Eric has taken the time to follow up with any information that he believes I might find helpful. Eric is not only knowledgeable and a true professional, but also genuine in his personality. I believe the industry needs more professional like him!
I owned several older policies. Eric’s 1035 exchange increased my insurance coverage and eliminated my premiums. It also added a Chronic Illness rider which helps me financially if I need long term care. My family and I were very happy with the work he and his firm performed.
The insurance company told us we would only need to make ten years of payments. Seven years later, Eric’s firm requested updated information indicating that the premiums would need to be paid much longer. My insurance trust did a 1035 life insurance exchange and the new policy boosted up my life insurance for the same premium. It also guaranteed the premium along with the premium paying period and included a Chronic Illness Rider. I was very pleased with the work Eric and 1035 Exchange Advisors achieved.