What are the advantages of a Life Insurance 1035 Exchange?
Lower premium:
You may be able to lower your premium for the same amount of coverage by doing a life insurance 1035 exchange. Already stopped paying premiums on your old policy? Things may have changed since you stopped. Low interest rates may now require unexpected premiums to be paid. If you don't pay, you may risk losing the coverage before you die. Ask your old carrier to tell you how much longer you or your trust need to pay premiums. Next, compare that to the proposed 1035 exchange life insurance policy.Higher death benefit:
Higher death benefit for same premium.Consolidation:
Consolidation of multiple policies into one makes administration and your life easier.
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