Copyright 1035 Exchange Advisors Associates. All rights reserved. To ensure compliance with requirements imposed by the IRS, we inform you that any material and advice contained in this website are not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the state, local and Internal Revenue Code or (ii) promoting, marketing or recommending to another party any transaction or tax-related matter[s]. Please consult your own advisors for tax or legal advice. This material is written to support the promotion or marketing of the transaction(s) or matter(s) addressed by this material. Any policy or rider provisions mentioned in this website may have limitations and exclusions. Please see corresponding policy and illustration for those details. 1035 Exchange Advisors Associates, their distributors and their respective representatives do not provide tax, accounting or legal advice.